Credit unions can be a great alternative to traditional banking. In many ways, a credit union works exactly like a traditional bank, but its emphasis is on improving the financial well-being of its account holders rather than creating a profit on behalf of its investors. But what is a credit union, how does it work, and is it right for you? Read on to find out.
7 min read
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Secured loans are personal loans that are backed by collateral. But what does that actually mean for you as the borrower, and is it worth the risk?
12 min read
Personal loan lenders may reject an application for any number of reasons including poor credit rating, high debt to income ratio, and even missing paperwork. Find out what you can do if you've been denied for a personal loan.
15 min read
Buying your first home can be a long and complicated process. Be sure you're ready for every twist on the road ahead with a look at our step-by-step guide to buying a new home.
9 min read
A debt consolidation loan can be a great option if you have multiple credit cards, a heavy debt burden, and decent credit. But it may not be right for everybody. So how do you know if debt consolidation is right for you? And how should you go about finding the right debt consolidation loan for your situation? Read on to see if a debt consolidation loan is right for you.
8 min read
Filling out your FAFSA is an essential step in the college application process. If you are an aspiring college student, or you are the parent of an aspiring college student, chances are pretty good that this isn’t the first time you’re hearing about the FAFSA. The Free Application for Federal Student Aid is your ticket to financial support for a higher education, which may come in the form of loans or grants. But there’s more to it than that. The FAFSA is actually used to unlock a whole host of opportunities for students from a wide diversity of backgrounds. Read on for 10 things you should know about the FAFSA and federal financial aid in general.
13 min read
So obviously, in addition to determining where to attend college, many students and families are grappling with the question of how they’ll pay for this enormous expense. Whether you’re a parent with a young child and you’re looking ahead to the not-too-distant future, or you’re a high-school student staring down the barrel of an application deadline, you could use some sound advice on how to finance this important stage in the educational process. So how can you pay for college? What resources are available to help you afford a college degree? And how do you get started? Read on and find out how you can pay your way to and through a great college education.
9 min read
An FHA mortgage is a loan which is insured by the federal government. This backing gives lenders the ability to provide loans for home ownership that are distinguished by lower down payments, lower closing costs, and a lower credit rating threshold for qualification. But how does the FHA work, and is it right for you? Read on to find out...
7 min read
Law school can be expensive, but it doesn’t have to be. If you plan to go to an elite law school like Columbia or Harvard, you should expect to pay a lot of money and land a great job upon graduation. But what if you aren't looking at a T14 law school? Is there an affordable alternative? Absolutely. You just need to make a few key decisions first about where you see your law career ultimately heading. If you’d like to earn a law degree, but you’d also like to keep the costs down, read on.
10 min read
How do students get the best value out of their college education? And how effectively do college ranking sites deliver on that need? As the rising cost of college far outpaces wages for American workers, this question of value is more important than it has ever been. The good news is that students have more choices than ever before. The bad news is that navigating these choices can be exceedingly difficult. College ranking leaders generally operate under the premise that their ranking lists make this process easier. But do they really? Are college ranking leaders actually providing the information that students need to make smart decisions? Or are they feeding students into a college industry that profits from reputation over outcomes? Are college rankings the ultimate case of style over substance? We examine these questions and more with a closer look at the ranking sector through the prism of its most widely recognized and influential player—U.S. News and World Report.
19 min read
Bad credit can seriously derail your dreams of home ownership. Your credit rating will be a key figure used by mortgage lenders as they evaluate your ability to repay a home loan. Your credit rating will play an important role in determining both the total sum of the loan banks are willing to provide you for a new home and the interest rate that you’ll pay each month on top of your original loan. For those with poor credit, buying a home may even feel like an impossibility. But there are actually home loans designed to assist prospective buyers with bad credit.
9 min read
You’re expecting a baby. Congratulations! When it comes to parenthood, there’s a lot to look forward to. Because having a child is expensive, there’s also a lot to think about. In fact, the cost of raising a child ballooned from $233,610 in 2015 to $267,233 in 2021, according to recent data from the Bureau of […]
14 min read
Among American bank holding companies, Capital One is perhaps the most notable, offering credit cards, auto loans, banking, and even savings accounts, with a heavy media presence popularized by the slogan, “Capital One: What’s in your wallet?” As personal loans become more and more popular, though — which are typically unsecured loans that those with […]
6 min read
Marcus Personal Loans are a great choice for anyone with good to excellent credit seeking a quick source of funding, or wanting to consolidate debt into one, convenient monthly payment. Best of all, Marcus offers fixed rates, flexible terms, and unsecured loans with few fees. But although Marcus is a great choice for a personal […]
6 min read
Using a personal loan to consolidate high-interest debt or simply make a big purchase has many advantages, not least of which, personal loans typically offer much lower interest rates than a credit card. For this reason, loans of this sort are a great way to consolidate debt into one convenient monthly payment or to make […]
6 min read
A personal loan is an unsecured loan that you promise to pay back within a certain amount of time with monthly installments. In return, the lender gives you a fixed rate of interest along with a set time period for repayment. Personal loans come with a higher rate of interest than other sources of funding, but […]
12 min read
