There’s something so rewarding about owning your own business, but it can be hard to start and can take a toll on you financially. The good news is that small business loans are available to help you get started and to help grow your business. The extra funds can help you hire new people or […]
6 min read
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Many people dream of living a debt-free life. If you have a mortgage, you can reach your debt-free goal faster by making biweekly mortgage payments. Doing this reduces mortgage interest and allows you to pay off the hefty loan in a shorter amount of time. Before you begin making biweekly mortgage payments, consider the consequences. […]
6 min read
Many banks go beyond the typical free gift these days. If you’re no longer in need of a toaster or coffee, maybe you could better enjoy a bank account bonus. Before opening an account, it’s good to know what to expect and what a bank may offer you in return for your business. Below, we […]
7 min read
It’s normal to find the idea of starting a business intimidating. There are many things you should carefully consider. Luckily, there are countless books on how to start a business available to help. They may help both your professional and personal life. You might be looking for self-improvement strategies to become an entrepreneur or a […]
9 min read
While vital to financial success, budgeting is a topic that makes many people cringe. The popular notion seems to be that tracking income and expenses are far too difficult for the average person or household. But learning how to budget is easier than you might expect. There are a few basic principles that back every […]
8 min read
They say you can’t buy happiness – but money can help prevent you from being unhappy. In fact, Scientists at Purdue have even put a figure on unhappiness. If you live in the United States, $105,000 per annum will help to stop you from becoming unhappy. Anything you earn over that figure will have a […]
4 min read
With tax season approaching, you should begin thinking about filing your taxes. The 2021 federal income tax rates have changed, so you should know where you land, and how your tax bracket will affect your return. For taxes that you must file in April 2021 or in October (with an extension), you will land in […]
7 min read
Do you want to trade stocks but aren’t sure how to start? Although it can seem complicated, buying and selling stocks is far more straightforward than many people realize. Our complete guide breaks stock trading down into five simple steps. You’ll learn how to set goals, identify a company, buy a stock, maximize your investment, […]
10 min read
Beer. Everybody likes to drink it. Nobody likes to pay for it. Still, the cost of a beer stings more or less depending on where in the world you’re drinking. Expensivity wondered just how much the cost of beer differs from country and the effect the price of beer has on national consumption. We researched […]
3 min read
It goes without saying that buying a house is going to cost. However, many first-time homeowners run into trouble because they don’t plan on the hidden costs that come with owning a property. The real cost of home ownership is more than your basic mortgage. The Hidden Costs of Owning Your Home You may think […]
6 min read
A financial advisor can be crucial to the optimization of your current state of finances. Regardless of your present financial situation, a financial advisor can be useful. Choosing a financial advisor shouldn’t be a complicated process, and that’s why we are here to help. What Is a Financial Advisor? A financial advisor will meet with […]
6 min read
Starting a small business is a huge undertaking, and the biggest risk you will ever undertake. It’s also one of the few paths to wealth available for the average person. The Millionaire Next Door says self-employed people “are four times more likely to be millionaires than people who work for others.” Working for yourself means […]
39 min read
When it comes to giving your children life lessons, teaching them about finances may not come to mind as the most fun. But that doesn’t have to be the case. Teaching kids at a young age how to handle money and investing will set them up for immeasurable success later in their lives. Financial technology […]
15 min read
So you want to become a millionaire? Welcome to the club. Working towards that goal won’t be easy and it will require hard work, but it is achievable. Understanding financial literacy, controlling your spending, and increasing your savings are all part of the journey Yet the most crucial step toward achieving millionaire status is deciding […]
6 min read
In a dream world, we’d all never spend another minute worrying about our finances. But here in reality, understanding how you make your money, what your money is capable of, and knowing exactly where it’s going is crucial to your financial success. Setting and sticking to financial goals. Budgeting. Saving. Investing. Spending responsibly. It can […]
5 min read
Downloading the right apps can make your smartphone one of your most reliable business tools. All the information you need can be right at your fingertips within seconds. When running a small business, you’re expected to provide quality service to customers in order to compete with bigger companies. The problem is you don’t have as […]
16 min read
Diving in headfirst to starting a new business can easily overwhelm anyone. Small businesses are vital to the American economy, providing millions of jobs, generating revenue, and creating loyal consumers. With data from the U.S. Small Business Administration, the U.S. Census Bureau, and more, we’ve compiled 50 facts about Small Businesses in America that you […]
6 min read
