David Zimmerman

MoneyReal EstateTaxes

10 Ways Telecommuting Can Save You Money

According to Hudson River Community Credit Union, an individual working from home can save as much as $4,000 a year, though the exact rate of savings may vary depending on factors like geography, profession, and lifestyle habits. Still, there are plenty of saving opportunities for anybody who trades in the briefcase and the commute for a home office and a new ergonomic chair. So if telecommuting is actually an option for you, either permanently or partially, it may be worth considering. 

10 min read

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BankingCredit CardsInvestingLoansReal Estate

How to Buy a House With Bad Credit

Bad credit can seriously derail your dreams of home ownership. Your credit rating will be a key figure used by mortgage lenders as they evaluate your ability to repay a home loan. Your credit rating will play an important role in determining both the total sum of the loan banks are willing to provide you for a new home and the interest rate that you’ll pay each month on top of your original loan. For those with poor credit, buying a home may even feel like an impossibility. But there are actually home loans designed to assist prospective buyers with bad credit. 

9 min read

BusinessGeneralJobsMoney

What is a Side Hustle? Ten Reasons to Start a Side Hustle

The “side hustle” is one of the great phenomena of the Internet age. Now that we all have access to this wide world of engagement, communication, and commerce, we also have access to a certain type of economic and professional freedom that never previously existed. That doesn’t mean we can all just turn around and quit our day jobs in a blaze of digitally-liberated glory. But it does mean each of us has the chance to explore a side hustle—a personal pursuit that earns you a few extra dollars while fulfilling something within you that can’t be met by the responsibilities of your day job. 

9 min read

EconomicsMoney

5 Ways to Save Money and Help the Environment

Making money and protecting the environment are often portrayed as being at odds with one another. But nothing could be further from the truth. In fact, some of the best tips for living a financially savvy lifestyle mirror the exact strategies for pursuing an environmentally conscious existence.

10 min read

CryptoEconomicsInvestingMoneyOp-Ed

Why Invest in Cryptocurrency? Top 10 Reasons

What is cryptocurrency? Should cryptocurrency be part of your investment strategy? We cut through a lot of the hype and complexity surrounding cryptocurrency so that you can understand the risks, the benefits, and the opportunities in this emergent system of alternative currency and exchange. In the simplest terms, crypto tokens are virtual currencies that can be used to make transactions without passing through conventional centralized financial entities or institutions like banks, stockbrokers or exchanges. The idea behind this decentralized financial (DeFi) system is to create a form of financial transaction that is at once more secure and transparent than traditional finance and, simultaneously, more private, more accessible, and less beholden to fees or regulations than traditional finance.

11 min read

MoneyBusinessGeneral

What’s the Connection Between Degree Level and Salary?

There is indeed a direct connection between your degree level and what you stand to earn in your career. This should come as comforting news whether you’re helping your kid navigate the college application process, you’re a working professional planning to pursue an advanced degree, or you’re just looking for a silver lining to go with your monthly student loan repayment expenses. How far you go in pursuit of an education does have a direct relationship with your salary potential.

8 min read

BusinessGeneralMoney

What’s the Connection Between Exercise and Salary?

The benefits of exercise are numerous and well-documented. Living an active, healthy lifestyle can improve your heart health, raise your energy level, and elevate your mood. Regular healthy exercise can also prevent a wide range of long-term risk factors like obesity, hypertension, diabetes, and injury from falling. But did you know that exercise can also help you make more money?

7 min read