The Best Credit Cards for International Travel

Seeking the perfect travel companion for your international adventures? Dive into this guide, where I unveil the top credit cards for international travel. Each one designed for globetrotters, ensuring financial efficiency, safety, and coveted perks. Best Credit Cards for International Travel What’s your idea of the perfect getaway? A tropical island, or a snowy mountain […]

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Money-Supply Inflation and Its Painful Fix

This article is the first in a three-part series explaining why the economic inflation we are experiencing was all-too-predictable, and outlining the things that ordinary citizens can do by way of self-protection to hedge against it and enhance their finances. The first topic of discussion will be government mismanagement of the money supply and the […]

57 min read

The Unreasonable Sway of College and University Rankings: An Interview with Jeffrey Stake and Jed Macosko

It may seem strange for a money and business website like Expensivity.com to present this interview about college rankings and the problems they raise. But these academic rankings are big business, and the actual school ranking lists that they produce have significant business and financial implications for the schools listed, especially depending on where they […]

20 min read

Expensivity Decelerated: Comparing the Ten Most Economical 2022-Model Electric Cars with their Gasoline-Powered Alternatives

As competition in the electric vehicle (EV) market grows, the prices are starting to come down. The lowest-priced EVs aren’t as economical to buy as the least expensive gasoline-powered vehicles, but they’re certainly not out of reach for anyone looking for a late model car. Given tax incentives and the potential for lower operating costs […]

22 min read

Could Moving to Puerto Rico Reduce Your Taxes?

Since the United States taxes based on citizenship, if you’re an American citizen or permanent resident, the IRS will follow you all over the world, demanding you pay taxes on everything you earn, even if no US resources were involved in generating your income. Even moving to a country with no income taxes won’t reduce […]

16 min read

Expensivity by the Square Foot: Palaces, Castles, and Mansions

In Xanadu did Kubla Khan a stately pleasure dome decree… How do the abodes of today’s ultra-rich compare with the established residences of royalty? If you’re looking for splash and pizzazz, especially with respect to raw square footage, today’s ultra-rich mostly don’t measure up to the royal families and rulers of yesteryear. On the other […]

45 min read

Young Woman Saving Money

Money-Earning and -Saving Tips for Teens

Getting a job to earn money during your teen years is a good idea for several reasons. First, you can learn valuable skills and acquire valuable knowledge while you’re working. You can gain experience in everything from technical skills like how to use computer software or operate a cash register, to communication and customer service […]

3 min read

The Top 5 Asian Tax Havens

While no Asian countries function as a pure tax havens, various locations in Asia have governmental structures, banking, and finance laws beneficial both for individuals and for businesses concerned about reducing their taxes, protecting their assets, expanding their investment strategies, and having confidentiality in their banking and financial transactions. We will survey some of the […]

32 min read

Tax Havens Made Clear: A Comprehensive Guide

The Problem of Taxation Taxes. They’re the bane of the existence of honest and hard-working people everywhere. We’d much rather preserve our capital for the benefit of our families and for important charities than pay the bill for all manner of government waste and inefficiency—often in the service of projects we would rather not support. […]

3 min read

Life in the Caymans: Not So Taxing

When the words “tax haven” are uttered, the Cayman Islands are one of the first locations that come to mind. The Caymans are one of the most well-known tax havens on the planet. [NOTE: This article is a chapter in ourComprehensive Guide to Tax Havens.] Contents The Tax-Free Caymanian Life Tax Laws in the Cayman […]

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The Top 11 European Tax Havens

Extending from western Europe into the Caucasus, countries as diverse as Switzerland and the Republic of Georgia host a variety of tax havens. These countries provide a refuge from income taxes, capital gains taxes, and corporate taxes. In consequence, they have attracted a variety of tax refugees, including large companies and private investors, seeking to […]

24 min read

Tax Havens: A Short Introduction

Tax havens are jurisdictions around the world where the tax laws are lenient or non-existent. The oldest tax havens in the contemporary world are places like Switzerland, Liechtenstein, and Panama, which have each had this status for about a hundred years. GAO: International Taxation and Tax Havens OECD: List of Uncooperative Tax Havens Let’s get […]

8 min read

The Top 10 Caribbean Tax Havens

Many Caribbean nations are pure tax havens that offer tax security to business owners and investors because of their financial privacy laws, non-existent income taxes, and non-existent corporate taxes. These nations became tax havens to attract foreign investment, bolster their own economies, and reduce their dependence on foreign nations, though their effectiveness has been curtailed […]

10 min read

A Guide to Countries with no Income Tax

The idea of living tax-free is exhilarating! You may live somewhere with a high tax rate. Or be looking to have zero income tax. You may look at your income tax return and wonder if there are any tax free countries. Find out more about no tax countries. [NOTE: This article is a chapter in […]

20 min read